Is your workers’ comp premium quietly climbing?
Most business owners have no idea how their workers’ comp premiums are actually calculated or how much their experience modification factor costs them every year. Your mod is a multiplier applied to your premium. When it rises, the entire bill rises with it. A 1.00 mod is the industry average. Anything above it means you are paying more than a typical business in your trade for the same coverage.
We help employers take control of their mod.
- We match your mod worksheet against your loss runs to catch errors from the rating bureau and auditors that inflate your factor.
- We manage open claims toward medical only and return to work outcomes, the claims that drive your mod up.
- We build the physician and return to work relationships that keep lost time claims from snowballing.
- We do this as your consultant, at no direct cost to you beyond the coverage you already carry.
Let’s review your mod together. Call or email Barry directly to get started.
Barry Jones, Safenet Insurance Group
157 Yadkin Valley Rd, Ste 208, Advance, NC 27006
Phone: (336) 280-4606
Email: barry@safenetinsgroup.com
Office hours: Monday through Friday, 8:30 AM to 5:00 P